Your home may be repossessed if you do not keep up your repayments on your mortgage
Dear
Thank you very much for choosing to work with us whether as a First Time Buyer or a Homemover. The house buying process can be both complicated and exciting, and we are here to help keep that process flowing as smoothly as possible.
As one of the largest reasons for a property purchase not to proceed is the lack of financing, this is a great place to start. And of course we will strive to find a suitable solution for you. So let’s do some of the legwork now so that we can have a running jump at the property purchase when you do find the ideal house.
Many estate agents and vendors like to see a Decision in Principle (DIP) or also referred to as an Approval in Principle (AIP) or Mortgage in Principle (MIP) to ensure you are a credible buyer. This is a basic assessment performed by lenders to see whether they would consider lending to you and to what level. However it is subject to a full affordability assessment and underwriting by a lender, so the actual amount sanctioned may be less after a full assessment based on income breakdown, Loan to Value (LTV%) or type of property – and this can be a deal breaker.
Please click here to access the online Max Mortgages Portal.
Your username is : your email address
Password : 2020
Please download your guidance leaflets by clicking on the links below:
A Max Mortgage Advisor will assess your case and if needed, provide you with a Decision in Principle certificate. As we know how lenders work, we will not carry out a credit check at this stage. We will confirm your mortgage capability at this moment and only undertake a credit check as part of the full mortgage application process with the most suitable lender once your offer has been selected. However we do suggest you download a credit report from agencies such as Equifax or Experian to get an accurate picture of what is held on you.
Any questions, please do not hesitate to contact us.
We look forward to working with you.
Best Regards
Team Max
* This is our standard TOBL, but based on your situation, our fee may vary and an updated TOBL will be sent to you which will override this version. However any such variations will be discussed with you beforehand.