Protection plans are subject to terms, conditions, exclusions and underwriting.
Not all claims will be accepted, and the availability and cost of cover depends on individual circumstances.
This type of plan is to help in the event of
3. Redundancy or termination through no fault of your own
Also Standalone Private Medical Insurance (PMI) for medical treatments expenses.
Click here to contact us or feel free to read on
An AS&U plan will usually pay a monthly benefit for 12-24 months after the initial deferred period. The deferred period typically tends to be 1 month but can be different. No benefit payment will be made during the chosen deferred period.
This benefit will be lower than your normal gross income which you can then use for a variety of purposes such as mortgage payments. It may be difficult to obtain ASU if you are self-employed, in a new job and elderly. Likewise an ASU plan may not pay out if you lose your job shortly after taking out cover or if you had knowledge of your impending termination. Some pre-existing health conditions may also be excluded.
But it can be valuable cover which helps ensure you can meet your basic commitments for the relevant period.
PMI is aimed at providing costs for private medical treatments, hospital stays, outpatient treatment and other associated costs. A monthly premium will allow you to cover yourself and your family for such instances. We feel the NHS truly is a magnificent service that we can access. But with mounting pressures on the system, in the time of your need you may not want those delays or concerns to add more stress to your own situation.
Ready to take the next step? Click Here