Protection plans are subject to terms, conditions, exclusions and underwriting.
Not all claims will be accepted, and the availability and cost of cover depends on individual circumstances.
Landlords
Buildings Cover. Do you own a investment property such as one or more Buy To Lets? Do you have suitable Buildings Cover? Remember sometimes standard residential cover will not be suitable due to additional risks that a potential ‘careless’ tenant may present.
So as well as it being important you have the appropriate mortgage and the lender is aware of the property use, the buildings provider will need to be updated in the same way. You can usually only protect items owned by you and thus the tenants will need to often source their own Contents cover.
Why not recommend us to them or give us their details? We can ensure not only do they have cover, but its suitable to help protect their and your interests?
Commercial. Again if own and use a commercial premises for a business or you have rented / leased it out, you still need to ensure it is covered not only for own needs but also for possible Public Liability reasons. This could be a factory, a warehouse or indeed pretty much anything.
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Rent Guarantee Cover. This can be very helpful if the property becomes vacant or the tenant is being difficult. With the Renters Reform Act making it more difficult to evict tenants, the eviction can take many many months. This could represent not only lost rent but also costly legal fees for the landlord / owner.
Having a suitable combination of landlords cover, rent protection and legal assistance can all help make a situation less difficult.
Remember many of these additional covers are standalone, and so compliment the underlying cover. As such they can be added at any time. Going forward we can look to put them in sync for you to assist with your admin and convenience. But much of this including renewals can be handled by us for you.
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