Max Mortgages Ltd is here to help you obtain the right mortgage product. It is set-up and run by finance professionals who feel the consumer deserves greater attention following the regulations introduced in April 2014. The Mortgage Market Review (MMR) and regulations continue to evolve, qualified mortgage advisors can help ensure your case is handled with the latest regulations and options in mind. Treating Customers Fairly (TCF) and ensuing our advice which is ethical as well as legal is at our core.
Many mortgage applications are successful because of how they are packaged and by whom. The regulations have imposed certain standards on lenders and as qualified mortgage advisors, we are able to help navigate your application through those channels and ensure suitable documentation is submitted for a positive result. All applications are subject to a full assessment by underwriting and it is our task to ensure we select the most suitable lender based on your situation to improve the chances of success.
A Financial Professional worked in Financial Planning & Banking for since 1990s. Decided to start Max Mortgages following the regulation of the mortgage space. Enjoys his cars, cricket & a beer.
A Corporate Buyer for large UK high street fashion retailers joined us in 2018. Undertakes the background roles. Enjoys her entertaining & gardening.
Having completed her Masters Degree and working for a International law firm in M&A, she still has some time helping us. Loves her travelling & Food.
Seasoned professional for Financial Protection. Expertise in Personal, Corporate and Property cover to help ensure you & your assets are secured. Family man who runs marathons for Cancer charities.
Financial Services Risk Team Consultant. Enjoys socialising & sports. Currently plays Hockey for Finland at an International level having already played in Euro 2025.
UK Regulated Whole of Market Mortgage & Protection Advisors.
The regulations brought in stricter controls on lenders to assess affordability. It also required mortgage advisors to be better qualified. We think the regulations brought an end to Mortgage Brokers and introduced Mortgage Advisors. A mortgage broker was there to broker a mortgage for you regardless of whether it was or wasn’t right for you. Customers were happy to go along so long as they got the mortgage to finance their purchase. As Mortgage Advisors our aim is to get you the best possible mortgage. We certainly aren’t ‘lazy’ advisors!
As mortgage advisors we appreciate getting finance is important to you, but taking that extra time to find the best solution rather than the first one or the easy solution, is key. It is important to divulge full information to us so we can assess the situation correctly. Having different advisors for different projects all been given partial information really isn’t the best way to ensure you get the best advice, in fact it often stops us finding a suitable result as we simply don’t know enough about you to explore all potential options.
It is a given that everyone wants a low interest rate. But its not a question of simply selecting the cheapest headline rate on show! You need to meet the lender’s criteria and ensure the product meets your requirements.
It is about shortlisting all the lenders who will lend the required amount based on your circumstances and their criteria. Once your offer is accepted or you are ready to make that application, we then select the best possible option available at that time. So first we must source all the lenders whose criteria you meet otherwise your application will simply be rejected further down the line by underwriting and you may lose out on the property.
Our ethos is to keep your options open until the last possible moment. So many factors can determine which lender we use such as the property itself. Even choosing a 5yr fix verses a 2yr fix may mean a change in lender, not just the product. A lender which offers fantastic 2yr year product may not be competitive in the 5yr fix range. We are here to look after you – not the lender, the estate agent or the vendor! After all, it is you who will be paying the mortgage and not them right?
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.